Early Access Available

Track Your Canadian Registered Accounts

Move beyond Excel spreadsheets for managing registered accounts. Track TFSA, FHSA, RRSP, and other registered account contributions across multiple institutions, always knowing your remaining contribution room. Get notified in advance if a scheduled deposit risks exceeding your limits.

Contribution Limits

Growth Tracking

Penalty Avoidance

Secure & Private by Design

Spreadsheet Alternative

Canada Focused

Contribution Tracking

See how it works

TFSA

$2,500 / $7,000

FHSA

$3,200 / $8,000

RRSP

$12,000 / $30,000

TFSA35.7%

$4,500 remaining

FHSA40.0%

$4,800 remaining

RRSP40.0%

$18,000 remaining

Still tracking contribution room in Excel?

Many Canadians rely on spreadsheets to track TFSA, FHSA, and RRSP contributions — especially when they have automatic deposits or accounts at more than one institution.

It works, until it doesn't. A missed contribution or an automatic deposit can quietly push you over your limit and trigger penalties.

This tool is designed to replace spreadsheets with something clearer, safer, and purpose-built.

See it in action

Clear dashboards, progress tracking, and warnings designed to keep you informed and confident.

My Contribution Shelters

TFSA 2026

2 accounts • Last updated today

Remaining room

$3,450

$7,550 contributed$11,000 limit

Questrade TFSA$5,300

TD TFSA$2,250

Approaching limit

FHSA 2026

1 account • Last updated today

Remaining room

$450

$7,550 contributed$8,000 limit

Track on any device

Access your contribution rooms from your phone, tablet, or desktop. The interface adapts to your screen size.

My Shelters

TFSA$3,450

You're $1,200 over your TFSA limit

Penalty: ~$12/month until corrected

Annual limit$11,000

Total contributed$12,200

Overcontribution$1,200

Penalty calculator

See estimated penalties before they happen, so you can adjust your contributions in time.

Overcontribution Alert

You're $1,200 over your TFSA limit

Penalty: ~$12/month until corrected

Annual limit$11,000

Total contributed$12,200

Overcontribution$1,200

How it works

Create a shelter group

Set your TFSA, FHSA, or RRSP contribution room for the year.

Add your accounts

Track multiple accounts under the same shelter, such as an FHSA at RBC and another at Questrade.

Add contributions and monitor progress

See your total contributions roll up in real time and get warned early if you're close to your limit so you can pause or adjust automatic contributions before penalties apply.

Designed to catch problems early

One shared contribution room per shelter type

Multiple accounts per shelter, all rolled up automatically

Clear progress bar showing contributed vs remaining room

Early overcontribution warnings so you can pause or adjust automatic contributions

TFSA penalty calculation to estimate the cost if you go over your limit

Penalty estimates are informational and based on the data you enter. Not financial advice.

Why this matters

Overcontribution penalties are easy to trigger and frustrating to fix — especially when automatic deposits are involved.

Seeing your contribution room clearly, in one place, makes it easier to:

Stop or adjust automatic contributions in time
Avoid penalties before they happen
Feel confident about contributing throughout the year

This tool is built for people who want clarity, not complexity.